LifeLong Financial Solutions is registered as a Mortgage Intermediary with the Financial Regulator and is an agent for PIBA Mortgage Services Ltd.
The first introduction to mortgages for people is when they are buying their first home and can be an arduous task. In addition, you may wish to borrow for home extension/renovations/re-mortgage etc. At LifeLong Financial Solutions we can simplify the process for you.
Clients need to be aware they must be in employment. Proof of income will be required and a P60 or 3 year audited accounts if a company director of your own business or self-employed.
The amount you can borrow is based on your salary and if you earn regular bonuses or overtime they are also considered. For joint borrowers you can borrow on the strength of both your salaries.
Some of the first costs is the valuation report, which is around €130.00. Allow 1% approx for your solicitor’s fees.